Uneventful, by design.

One company. Two problems addressed. For owners of complex, high-value properties facing wildfire risk, we help reduce exposure and secure appropriate coverage—through your preferred advisor or directly through RedZone. Insurance the way it should be: quiet, reliable, and drama-free.

From Risk to Coverage

Maintain Insurability

Assess

Reduce

Insure

Understand how wildfire risk is measured, how insurers evaluate it, and which factors matter most.

Prioritize mitigation measures that meaningfully reduce wildfire risk and support insurability.

Secure coverage through carriers who recognize mitigation (not just say they do).

Wildfire Mitigation

We provide wildfire mitigation services to increase insurability and protect assets. We do this in coordination with our insurance carriers by evaluating risks, prioritizing the work, and either performing or coordinating the improvements.

We believe defense against wildfire embers is a systems problem. The most resilient properties combine defensible space, home hardening, preparedness measures, and ongoing maintenance. No single product or upgrade does the job alone.

Here's how we help:

Focus on insurability and reducing risk posed by wildfire embers on property.
Assess property vulnerabilities using national standards, local expertise, and recognized industry guidance.
Develop and oversee defensible space, vegetation management, and home hardening projects.
Help homeowners meet annual mitigation and maintenance requirements established by insurers.

Wildfire Insurance & Risk Management

Reducing wildfire risk and obtaining the right insurance coverage are related, but different challenges. We help homeowners address both.

Here's how we help:

As an insurance agency, we connect Colorado homeowners with insurance markets specializing in high-value and wildfire-exposed properties.
We work with carriers that have demonstrated a willingness to recognize mitigation efforts and actively participate in wildfire-exposed markets.
If mitigation or annual maintenance plans are required by the carrier, we can work directly with underwriters to document completed work, address risk concerns, and improve insurability over time.
If you already have a trusted insurance broker or advisor, we are happy to work alongside them to expand available options.
Beyond property insurance, we can also connect clients with advisors and carriers for personal umbrella, auto, flood, earthquake, landslide, secondary-home, and select commercial coverage.

Wildfire Insurance is changing (slowly)

Colorado now requires insurers to be more transparent about wildfire risk and to consider mitigation in underwriting.

That's good for homeowners. But transparency alone doesn't create lower premiums or additional options.

The real challenge is capacity.

Homeowners need insurers willing to distinguish between unmanaged risk and documented, actively managed risk.

Learn more about wildfire insurance

Confidence in Coverage. Strength Against Wildfire. DELIGHTFULLY BORING.

The Colorado mountain market is in crisis, but your property protection shouldn't be. We combine wildfire hardening with reliable coverage to restore peace of mind to home ownership.

GET STARTED